Credit reports 3 Mississippi

"Their first food order -- dough, sauce and cheese -- we give them for free," says David Scrivano, president of the pizza franchiser. A few other franchisers credit reports 3 Mississippi offer internal financing to the general population. One is Dwyer Group, which franchises a half-dozen home-and-auto service concepts including Mr. The Waco, Texas, company will finance up to 70% of the typical initial $42,000 fee. The interest rate -- currently at 9% to 12% -- is based on the franchisee's credit score. Rates "may seem high," says Robert Tunmire, Dwyer's executive vice president, "but they're not putting their homes up as collateral or anything like that." Dwyer also gives a 10% discount to franchisees credit reports 3 Mississippi who pay cash. Some would-be credit reports 3 Mississippi franchisees are foregoing loans and tapping their 401(k) retirement funds for financing. credit history check free It works this way: The franchisee sets up a C corporation that credit reports 3 Mississippi will own and operate his or her business. He or she then rolls over money from a 401(k) into that credit reports 3 Mississippi corporation's profit-sharing plan.

The individual then directs that those funds be invested into the franchised business. While such maneuvers may be an attractive alternative to conventional financing, they "should be a carefully investigated decision," says Leonard Fischer, credit reports 3 Mississippi chief executive of BeneTrends Inc., North Wales, Pa., a small-business finance adviser specializing in tapping 401(k)s. a credit report

One potential downside: Should the franchise fail, the 401(k) money can be wiped out.

Also, financial experts suggest checking with a professional on possible tax implications.

Equifax, Inc. (NYSE: EFX - News) is finding credit reports 3 Mississippi new avenues for growth in the international, personal and commercial solution businesses, while its U.S. consumer information solution business is credit reports 3 Mississippi also showing signs of credit reports 3 Mississippi improvement. The company's growing reliance on subscription income provides a steady revenue stream, and the TALX acquisition is accretive to its earnings. Based on the company's year-to-date performance, current market trends and management's expectations -- as well as a weak U.S.

economic environment -- Equifax expects consolidated annual revenue growth to be in the range of 9% to 12% credit reports 3 Mississippi for full-year 2008. annual credit report site Management expects adjusted EPS in credit reports 3 Mississippi the range of $2.48 to $2.58. However, continued weakness in mortgage activity has resulted in a 7.8% decline in mortgage-related revenues in 2007. Shares of Equifax are currently trading at a P/E multiple of 13.7x our 2008 EPS estimate of $2.54. Though the acquisition of TALX Corporation is expected to expand margins, this will come with increased execution risk.